Terms of Service

These Terms of Service govern your use of theharringtonvale.com and services provided by The Harrington Vale ("we," "us," "our"). By using our website or contacting us, you agree to these Terms.

1. Services Provided

The Harrington Vale is an independent insurance agency licensed in multiple U.S. states providing life insurance quotes, final expense insurance, fixed indexed annuity consultations, and health insurance guidance. We act as a licensed intermediary between consumers and insurance carriers.

2. SMS / Text Messaging Terms

By submitting your phone number or opting in to SMS communications, you agree to:

Program: The Harrington Vale SMS Outreach
Purpose: Insurance quotes, policy info, appointment scheduling, follow-ups
Frequency: 2–8 messages per month, varies by engagement
Rates: Message and data rates may apply
Opt-Out: Reply STOP to unsubscribe at any time
Help: Reply HELP or email support@theharringtonvale.com
No Purchase Required: SMS consent is not a condition of any purchase

3. Acceptable Use

You agree not to provide false information, attempt unauthorized access, or use automated tools to scrape this website.

4. No Insurance Advice

Website content is for educational purposes only and does not constitute insurance, financial, or legal advice. Consult a licensed professional before making coverage decisions.

5. Licensing

German Brown is a licensed insurance agent operating under The Harrington Vale in multiple U.S. states. Licensing details available upon request.

6. Limitation of Liability

To the maximum extent permitted by law, The Harrington Vale is not liable for indirect, incidental, or consequential damages from use of this website.

7. Governing Law

These Terms are governed by Utah law. Disputes resolved in Utah County, Utah courts.